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存款保险制度的实施,有利于促进中小银行、民营银行与大型银行实现有效竞争,增强金融市场的活力,促进不同规模的银行实现协调、均衡、差异化发展2014年11月30日,国务院法制办公布了《存款保险条例(征求意见稿)》,标志着存款保险制度在经过多年论证后,迈出了实质性步伐。今后,存款保险制度建立的方向和思路更加明确清晰,将为我国深入推进金融市场化改革提供强有力的制度保障。建立存款保险制度意义深远首先,这是充分保障存款人权益的现实需
The implementation of the deposit insurance system is conducive to promoting effective competition among small and medium banks, private banks and major banks, enhancing the vitality of financial markets and promoting coordinated, balanced and differentiated development among banks of all sizes. On November 30, 2014, the State Council Legislative Affairs Office The “Deposit Insurance Ordinance (Draft for Comment)” signified that the deposit insurance system has taken substantive steps after years of demonstration. In the future, the direction and thinking of the establishment of a deposit insurance system will become clearer and clearer, which will provide a strong institutional guarantee for our country’s further reform of the financial market. The establishment of a deposit insurance system is of far-reaching significance First of all, this is the realistic need to fully safeguard the rights and interests of depositors