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当前,随着市场经济体制的逐步建立,农业银行在经营上存在的问题也日趋明显,突出表现在信贷资产“周转缓慢、沉淀增加、结构失调、效益不佳”,严重地困扰着农业银行的经营,如不从根本上解决这一问题,不仅严重影响市场经济的发育,也直接制约着农业银行向国有商业银行的转轨。为此,盘活呆滞信贷资产存量,提高信贷资产的质量,是农业银行当前急待解决的主要问题。当前,农业银行在呆滞信贷
At present, with the gradual establishment of a market economy system, the problems existing in the operation of ABC have become increasingly obvious. The outstanding performance of the ABC is that “the slow turnover, the increase in precipitation, the imbalance in structure and the ineffective benefits” of the credit assets have seriously plagued the Agricultural Bank If management does not fundamentally solve this problem, it will not only seriously affect the development of the market economy, but also directly constrain the transformation of the Agricultural Bank from the state-owned commercial bank. To this end, hysteresis hysteresis credit asset inventory, improve the quality of credit assets, the Agricultural Bank is currently the main problem to be solved. Currently, Agricultural Bank is sluggish credit