降息对信用市场影响有限性分析

• 作 者: 王斯雅
• 机 构: 中国人民大学商学院,
• 出 处: 现代经济信息
• 发表日期: 2009年07期
• 关键词: 信用 利率 货币政策 扩大内需

随着我国经济疲软之势显露,政府为保经济增长,出台一系列的政策,其中通过降低利率的货币政策,放松银根,刺激消费。信用市场的发展对于我国经济可持续的发展有着重要意义,但降低利率对于信用市场的影响十分有限,对其现象进行分析。为使货币政策行之有效,应与适当的宏观财政政策相结合。

As the weakness of China’s economy reveals itself, the government has introduced a series of policies to ensure economic growth. The monetary policy of lowering interest rates, easing monetary policy and stimulating consumption have also been introduced. The development of the credit market is of great significance for the sustainable development of our economy. However, the impact of lowering interest rates on the credit market is very limited and the phenomenon is analyzed. To make monetary policy effective, it should be combined with the appropriate macro-fiscal policies.