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即使是扩大了存贷款利差的加息方案,对上市银行的总体影响也并非利好,而是中性的;加息所导致的行业壁垒的升高令房地产类上市公司的优胜劣汰更加明显,而行业龙头在今后的发展中占据资金先机;加息政策对电力行业的外延式扩张带来影响;由于计算机行业对银行贷款尤其是短期贷款的依赖程度较高,因此对利率风险缺乏足够抗风险能力。
Even if the rate hike of deposit and loan interest rate is widened, the overall impact on the listed banks is not good but neutral. The rise of industrial barriers caused by the rate hike makes the survival of the fittest of real estate listed companies even more obvious. Industry leader in the future development of funds to take the initiative; interest rate policy on the expansion of the impact of the expansion of the power industry impact; due to the computer industry on bank loans, especially short-term loans are high degree of dependence on the lack of interest rate risk sufficient anti-risk ability.