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纵观我国保险业20多年的发展,我国保险市场虽然取得了很大成绩,但是与发达国家相比仍然有一定差距。与我国经济发展和人民生活水平提高的内在需求相比,我国保险市场的发展也显滞后。作为朝阳行业,我国保险业面临着难得的机遇和前所未有的挑战。本文就我国保险业的现状、发展趋势和前景作出分析,以期为我国保险市场发展提供有益的建议。
Looking at the development of China’s insurance industry for more than 20 years, China’s insurance market has achieved great success, but it still lags behind the developed countries. Compared with the inherent demand of our country for economic development and improvement of people’s living standards, the development of China’s insurance market lags behind. As a sunrise industry, China’s insurance industry is facing rare opportunities and unprecedented challenges. This article analyzes the status quo, development trends and prospects of the insurance industry in our country in order to provide useful suggestions for the development of China’s insurance market.