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进入新世纪以来,我国的汽车金融事业步入了发展的快车道,呈现出繁荣兴盛的行业发展局面。但是,在迅速发展的大好形势下,我国的汽车金融也面临着一系列亟需突破的矛盾和问题,制约着汽车金融事业向更高层次的发展。本文以进一步推进我国汽车金融事业发展为着眼点,以汽车金融服务模式创新为核心课题,对我国汽车金融服务模式完善创新面临的主要问题进行分析,并在借鉴发达国家汽车金融服务模式的基础上对如何创新我国汽车金融服务模式进行研究和思考。
Since entering the new century, China’s auto finance industry has entered a fast lane of development, showing a prosperous industry development situation. However, under the current situation of rapid development, China’s auto finance is also facing a series of contradictions and problems that are in urgent need of breakthroughs, restricting the development of automobile finance to a higher level. In this paper, we focus on further promoting the development of China’s auto finance business, taking the innovation of auto financing service mode as the core issue, and analyzing the major problems that China’s auto financing service mode is improving and innovating. Based on the reference of developed countries’ auto financing service mode How to Innovate China’s Automobile Financial Service Mode for Research and Reflection.