银行理财不可只言利不言风险

• 作 者: 李向阳
• 出 处: 今日湖北
• 发表日期: 2005年07期
• 关键词: 银行理财业务 人民币理财 个人理财业务 外汇买卖 个人信贷 不言 银行存款 国内居民 个人理财 个人理财产品

中国银行业开办个人理财业务已经不是一朝一夕的事情,从外汇买卖到开放式基金,从个人信贷到人民币理财,越来越多的理财产品进入了众多寻常百姓家。银行理财业务的兴起,其原因不外乎两个方面:一是国内居民可支配收入不断提高,越来越多的资金寻求保值的可靠途径。一蹶不振的股市、风云变幻的汇率、利率为负的银行存款,令老百姓不知所措。二是

China’s banking industry to start a personal financial business is not an overnight thing, from foreign exchange trading to open-end funds, from personal credit to RMB financial management, more and more wealth management products into many ordinary people’s homes. The rise of bank wealth management business is nothing more than two reasons: First, the continuous growth of disposable income of domestic residents, more and more funds to seek a reliable way to preserve the value. The sluggish stock market, changing exchange rates, negative bank deposits, so that people know what to do. two is