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主持人:我们全家参加了城乡居民医疗保险。前不久父亲突发脑梗塞,到市内一家三甲医院住院治疗20天,出院时共花了医药费近2万元,其中医保基金支付近1万元,不足50%。可是医保政策规定,医保支付比例为60%。为什么实际支付比例与政策规定比例有较大差距?江苏读者窦先生
Moderator: Our family participated in urban and rural residents medical insurance. Shortly before his father had a sudden cerebral infarction, he went to a top-level hospital in the city for 20 days and spent a total of 20,000 yuan in medical expenses on discharge. Among them, the medical insurance fund paid nearly 10,000 yuan, less than 50%. However, health insurance policy provides that the proportion of medical insurance payment is 60%. Why the proportion of the actual payment and the provisions of the policy there is a big gap? Mr. Dou readers in Jiangsu