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发展住房消费信贷是促进我国住房建设新经济增长点的一项重要政策措施。目前 ,我国住房消费信贷业务已经在住房领域普遍开展。但整体规模还非常小、发展的还不充分 ,存在着一些不可忽视的深层次问题和矛盾。第一 ,传统计划经济体制遗留的“低收入”“低消费”的决策思路的影响?
Developing housing consumer credit is an important policy measure to promote the new economic growth point of housing construction in our country. At present, China’s housing consumer credit business has been widely carried out in the housing field. However, the overall scale is still very small and development is still not sufficient. There are some deep-seated problems and contradictions that can not be ignored. First, the impact of the “low-income” and “low-consumption” decision-making ideas left behind by the traditional planned economy?