什么情况下保险公司免赔

• 作 者: 宝显
• 出 处: 道路交通管理
• 发表日期: 2006年02期
• 关键词: 保险公司 第三者责任 投保人 车险 业务员 驾驶证 特定情况 保险事故 保险条款 保险人

保险公司业务员为了吸引客户投保车险,发明了一个名词:“全险”。实际上并不存在“全险”。所谓“全险”,包括车损、第三者责任、盗抢、玻璃损坏、划痕、车上人员等几个险种。即便投保了上述全部险种,某些特定情况下,仍要自己埋单。有些条款, 各保险公司的规定不尽相同,投保人要仔细甄别。

Insurance company salesman in order to attract customers to insure car insurance, invented a noun: “all risk.” In fact, there is no “full risk.” The so-called “full risk”, including car damage, third party responsibility, robbery, glass damage, scratches, several other types of vehicle personnel. Even if all the above insurance coverage, in some cases, still have to pay their own bills. Some provisions, the provisions of the insurance company is not the same, the insured should be carefully screened.