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农信社统一法人近十年以来,各项业务快速发展,社会地位和社会形象逐步提升,政府、社会对农信社的重视程度得到相当大的提升。经过一系列政策调整,农信社处于自行发展的阶段,但由于产权不清、财务人员素质偏低、财务管理制度不够健全、财务管理方面还停留于粗犷式,缺乏精细化管理导致存在一些不容忽视的缺陷。本文对这些问题进行了分析和研究,并提出了思路和对策。
Since the establishment of a unified corporation of RCCs in the past decade, various businesses have developed rapidly, their social status and social image have been gradually upgraded, and the emphasis attached by the government and the society to RCCs has been greatly improved. After a series of policy adjustments, RCCs are at their own stage of development. However, due to unclear property rights, low quality of financial personnel, inadequate financial management system and stubborn financial management, the lack of refined management leads to some incompetence Neglected defects. This paper analyzes and studies these problems, and puts forward ideas and countermeasures.