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目前,我省多数市、县实施了“个人医疗账户与社会统筹基金相结合”的医疗保险模式。从这一模式的筹资情况看,绝大多数市、县财政的缴纳水平仅占当地上年度职工工资总额的3％～5％左右,加上职工个人缴纳的1％～3％部分,也只能达到4％～8％的水平。这对于广大投保干部职工所需抵御的自身患病所面临的经济风险来说,无论如何是保不住的。加之,农业税收每年只能在年底完成,绝大多数市、县的财政投入资金也只能在年底到位,不满足医疗保险基金周转的需要。
At present, most cities and counties in our province have implemented the medical insurance model of “integrating individual medical accounts with social pool funds.” Judging from the fund-raising of this model, most municipalities and counties pay only 3% to 5% of the total wages of employees in the previous year, plus only 1% to 3% of the individual employees’ wages Can reach 4% to 8% level. In any case, this will not be able to withstand the economic risks facing the vast majority of cadres and workers who need to resist their own illness. In addition, the agricultural tax can only be completed by the end of each year, the vast majority of municipal and county financial investment funds only in place at the end of the year, does not meet the needs of the medical insurance fund turnover.