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国有商业银行不良债权比重过高和国有大中型企业债务负担过重，是困扰金融体制改革和国企改革进一步深化的同一问题的两个方面。为了化解金融风险，深化金融体制改革，使国有商业银行放下包袱，轻装上阵，迎接来自国内外的更加激烈的竞争和挑战，同时，也为了深化国企改革，提
The high proportion of bad debt in state-owned commercial banks and the heavy debt burden of state-owned large and medium-sized enterprises are two aspects that plague the same issue of financial system reform and further deepening of state-owned enterprise reform. In order to resolve the financial risks and deepen the reform of the financial system, the state-owned commercial banks have laid down their baggage and taken light measures to meet the more intense competition and challenges from home and abroad. Meanwhile, in order to deepen the reform of state-owned enterprises,