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浅析保险单、有价证券与贷款抵押品●张洪抵押贷款不同于信用贷款，具有较高的安全性，是近几年来我国银行业采用越来越多的一种贷款方式。在银行抵押贷款业务中，有些银行与信用社错误地把贷款人持有的财产保险单也作为银行放款的抵押品，以为在保险风险发生时，银行与信...
Analysis of insurance policies, securities and loan collateral ● Zhang Hong mortgage loan is different from the credit loan, with high security, is more and more a loan method adopted by China’s banking industry in recent years. In the bank mortgage loan business, some banks and credit unions mistakenly use the property insurance policy held by the lender as collateral for bank lending, thinking that when the insurance risk occurs, the bank and the letter ...