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央行上周三决定,10月27日起,商业性个人住房贷款利率的下限扩大为贷款基准利率的0.7倍,最低首付款比例调整为20%。而中国人民银行行长周小川26日表示,央行下一步将简化和规范住房贷款制度。
The central bank decided on Wednesday that starting from October 27, the minimum interest rate for commercial personal home loans should be 0.7 times the benchmark lending rate and the minimum down payment should be adjusted to 20%. The People’s Bank of China Governor Zhou Xiaochuan said on the 26th, the central bank will simplify and standardize the housing loan system.