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从低效信贷市场退出是调整信贷结构的关键。无论是着眼于当前信贷存量的现实，还是着眼于资产质量和经营效益在发展中不断提升；无论是适应国有经济战略性调整和国有企业战略性重组的新形势，还是适应加入WTO后企业客户将发生的深刻变化，抓紧研究从信贷市场退出的问题，正确
The withdrawal from an inefficient credit market is the key to adjusting the credit structure. Whether focusing on the reality of the current credit stock or focusing on the continuous improvement of asset quality and operating efficiency in the development, whether it is to adapt to the new situation of the strategic adjustment of state-owned economy and the strategic restructuring of state-owned enterprises, The profound changes that have taken place and pay close attention to the issue of withdrawing from the credit market are correct