论文部分内容阅读
“股市和基金异常火暴,保险是否受到冲击,保险又扮演着什么样的角色?”这是最近以来很多人不断抛给我的问题。投身保险行业28年,从一线代理人到现在,我也曾经历在多个投资产品中选择的茫然。但是现在我可以坚定地说,保险和股市并不矛盾。如果你有一百块钱,你完全可以拿出九十块去投资,但是剩下十块钱一定要用来防范风险。这就好比一场精彩纷呈的足球比赛,前锋固然重要,但是你能说,我们不要守门员吗?而让人们对保险产生种种误解的原因之一,是很多人尚不清楚保险的真正含义。
“The stock market and funds are unusually hot. If insurance is affected, what is the role of insurance?” This is a question many people have been throwing at me ever since. After 28 years in the insurance industry, I have experienced a loss in a number of investment products from the first-line agents to the present. But now I can firmly say that insurance and the stock market are not contradictory. If you have a hundred dollars, you can come up with ninety to invest, but the remaining ten dollars must be used to guard against the risk. This is like a brilliant football match, while a forward is important, but can you say we do not want a goalkeeper? And one of the reasons why people are misunderstood about insurance is that many people are not sure what the real meaning of insurance is.