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非接触式移动支付业务通过安全的近距离通信技术,使用移动通信终端,实现货币支付或资金转移功能,已成为市场前景看好的移动增值业务。本文介绍了非接触式移动支付的业务分类和发展情况,详细描述了实现近距离通信的关键技术RFID的实现原理、系统组成、工作频率和技术特性,并简要分析了Felica和NFC两种典型的非接触式移动支付技术的特点和性能。
The non-contact mobile payment service has become a promising mobile value-added service in the market through the secure short-range communication technology and the use of mobile communication terminals to realize the function of currency payment or fund transfer. This paper introduces the business classification and development of contactless mobile payment, describes in detail the realization of the key technologies of RFID technology, system components, operating frequency and technical characteristics, and a brief analysis of two typical Felica and NFC Features and Performance of Non-contact Mobile Payment Technology.