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随着经济社会的不断发展,我国小微企业大量涌现,目前已超过1000万家,加上3800多万个体工商户,从业人员已近2.8亿,在促进经济社会发展、缓解就业压力、增加居民收入、推动技术进步、维护社会稳定等方面发挥着不可替代的重要作用。各级政府、监管部门和金融机构也先后出台多项针对小微企业的优惠政策,有效促进了小微企业的发展。但是,与“顶
With the continuous development of economy and society, a large number of small and micro enterprises have emerged in our country. At present, there are more than 10 million and more than 38 million individual industrial and commercial households with nearly 280 million employees. They are promoting economic and social development, easing employment pressure and increasing residents Income, promote technological progress, maintaining social stability and other aspects play an irreplaceable important role. Various levels of government, regulatory authorities and financial institutions also successively issued many preferential policies for small and micro enterprises, effectively promoting the development of small and micro enterprises. But with ”top