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中国保监会19日公布了交强险的责任限额标准,即全国统一定为6万元人民币。在6万元总的责任限额下,实行分项限额,具体为死亡伤残赔偿限额5万元、医疗费用赔偿限额8000元和财产损失赔偿限额2000元。此外,被保险人在道路交通事故中无责任的赔偿限额分别按照上述限额的20%计算。交强险责任限额是指被保险机动车在保险期间(通常为1年)发生交通事故,保险公司对每次保险事故所有受害人的人身伤亡和财产损失所承担的最高赔偿金额。6万元的责任限额意味着,7月1日起,每辆机动车都必须投保6万元的第三方责任险,以保证交通事故中受害人能获得6万元的基本保障。
China Insurance Regulatory Commission on the 19th announced the responsibility to pay the insurance standard, that is, the national unity set at 60,000 yuan. In the total liability limit of 60,000 yuan, the implementation of sub-quotas, specifically for the death disability compensation limit 50,000 yuan, the medical expenses compensation limit of 8,000 yuan and property damage compensation limit of 2,000 yuan. In addition, the insured person’s liability limit in road traffic accidents shall be calculated according to 20% of the above quota. Pay the insurance liability limit refers to the insured motor vehicle during the insurance (usually 1 year) traffic accidents, insurance companies for each accident insurance all the victims of personal injury and property losses borne by the maximum amount of compensation. The limit of 60,000 yuan means that from July 1 onwards, each motor vehicle must be insured 60,000 yuan of third-party liability insurance to ensure that victims of traffic accidents can get 60,000 yuan basic protection.