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随着国家房改步伐的加快,军队也将进一步深化房改,过去那种军队分配住房,个人象征性交少量房租的福利型住房制度即将离我们远去。笔者认为,在现阶段,军队很有必要开展个人住房抵押贷款业务,这是解决军队干部住房问题的有效途径,也是当前军队住房分配制度向住房分配货币化迈进的有效办法,也是深化军队房改的突破口。这里,有必要作一些理论上的探讨。
With the accelerating pace of state housing reform, the military will further deepen the reform of the housing reform. In the past, the welfare-type housing system that the army allocated housing and individual symbolized a small amount of rent would leave us. The author believes that at this stage, the military is very necessary to carry out individual housing mortgage loan business, which is an effective way to solve the housing problem of army cadres and is also an effective way for the military’s housing distribution system to move towards the monetization of housing allocation. It is also to deepen the reform of the military housing reform Breakthrough. Here, it is necessary to make some theoretical discussions.