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信贷文化的含义 在信贷政策、程序、审计和控制的全过程,每个单位都有一套多年形成的主流习惯做法、机构安排、思维方式等等。这些占支配地位的习惯与做法的总和,就构成了信贷文化。信贷文化不是凭空产生的,单位的管理层鼓励
The meaning of credit culture In the whole process of credit policies, procedures, auditing and control, each unit has a set of mainstream habits, institutional arrangements, ways of thinking and so on formed over the years. The sum of these dominant habits and practices constitutes a credit culture. Credit culture is not created out of thin air, and unit management encourages it