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如今,买保险的家庭越来越多,连央行都广而告之说:“保险,让生活更美好”。可是,倘若在人寿保险合同履行过程中,发生当事人死亡,保险将如何处理?很多家庭都购买了保险,无论是为了规避风险还是为了投资理财,投保人、被保险人和受益人是保险中最重要的3个当事人,当他们发生死亡,保险如何处理就显得尤为重要。被保险人死亡后,若指定了受益人的,则保险金归受益人享有,若未指定则按法定继承处理。但当投保人或受益人死亡,又该如何处理呢?
Today, more and more families are buying insurance, even the central bank has widely advertised: “Insurance, make life better.” However, if the parties involved in the life insurance contract in the process of death, the insurance will be how to deal with Many families have bought insurance, whether to avoid or to invest in financial management, policyholders, insured and beneficiaries are insured Three important parties, when they are killed, the insurance is how to deal with it is particularly important. After the death of the insured, if the beneficiary is appointed, the insurance money shall be enjoyed by the beneficiary, and if not, the legal inheritance shall be handled. However, when the policyholder or beneficiary dies, what should we do about it?