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自从1996年贷款证制度在全国统一实施以来,贷款证作为人民银行发给借款人向贷款人申请借款的资格证明书,在增强借款人透明度,协助商业银行和金融机构做好信贷审查,解决金融机构债务悬空,防止借款人重复抵押套取贷款等方面起到了一
Since the implementation of the loan certificate system in the country in 1996, the loan certificate, as a qualification certificate issued by the People’s Bank of China to borrowers for loan applications, is enhancing the transparency of borrowers and assisting commercial banks and financial institutions in conducting credit checks and resolving financial Institutional debt vacancy, to prevent borrowers to repeat mortgage collateral loan has played one