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据统计,我国目前共有7000余万辆机动车。去年一年即新增私人轿车100万辆。随着我国机动车辆的急增,车险已经成为我国财产保险中份额最大的险种。2003年1月1日起,车险费率全国放开,这是我国车险业首次打破长久以来统一费率、统一险种的大胆尝试。这一改革在我国引起了较大的反响,机动车辆保险已成为社会各界关注的焦点问题。而新的车险费率实施后,人们最关心的就是机动车辆保险的费率浮动,以及如何最合理最经济地为自己的车辆购买保险。
According to statistics, there are currently more than 70 million motor vehicles in our country. Last year, one million new private cars were added. With the rapid increase of motor vehicles in our country, auto insurance has become the largest share of China’s property insurance. Since January 1, 2003, auto insurance rates have been liberalized throughout the country. This is the first bold attempt by China’s auto insurance industry to break the long-standing uniform tariff and uniform insurance plan. This reform aroused great repercussions in our country. Motor vehicle insurance has become the focus of attention of all walks of life. The implementation of the new auto insurance rates, the people are most concerned about the floating rate of motor vehicle insurance, and how the most reasonable and most economical way to buy insurance for their vehicles.