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1.酒后驾车、无照驾驶、未年检不赔在这三种情形中,司机并不具备上路行驶的资格,严重违反交通法规。此外,如果驾驶员与准驾车型不符、实习期上高速,出险后,保险公司也会拒赔。人保电话车险提醒:要特别注意不能酒后驾车,也不要将车借给还没有取得驾照的亲戚、朋友“过把瘾”。2.进水发动机再启动造成损坏不赔夏天暴雨天气多,不少车主涉水行车经验不足,导致车辆涉水受损事故增多。保险公司认为,车辆行驶到水深处,发动机熄火后,如果司机又强行打火造成损坏,属于操作不当造成的,不在赔偿范围之内。人保电话车险提醒:停在车库中的车如果被水淹了,千万不要强行点火发
1. Drunk driving, driving without a license, no annual inspection does not compensate In these three cases, the driver does not have the qualifications to travel on the road, a serious violation of traffic laws and regulations. In addition, if the driver does not match the quasi-drive type, internship on high-speed, after the accident, the insurance company will also refuse to pay. PICC Car insurance reminder: pay special attention to not drunk driving, do not lend to the car has not yet obtained a license relatives, friends, “over addiction.” 2. Water engine restart caused damage not to claim Summer heavy rains, many owners lack of experience driving wading, leading to increased vehicle wreck damage. Insurance companies believe that vehicles traveling to the depths of the engine, the engine stalls, if the driver forced ignition damage caused by improper operation, is not within the scope of compensation. PICC Car insurance reminder: parked in the garage of the car if flooded, and do not force ignition