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当前,在一些地区的保险同业竞争中存在着一种怪异的现象:一方面是各家保险机构都在激烈争夺保险业务,大力开发和引进新险种,千方百计开拓新的保险市场,另一方面却又象躲避瘟疫一样紧闭大门,拒私营企业财产保险于千里之外,使私营企业财产保险业务受到了极大的冷落.为什么会出现这种反差呢?依笔者之见,主要原因有五点:一是普遍感到私营企业管理不正规,帐目混乱,无法看帐承保;二是多数私营企业的经营规模较小,一户企业交纳的保费多则千余元,少则不足百元,费时费力,解决不了大问题;三是私营企业抗御自然灾害和意外
At present, there is a strange phenomenon in the insurance interbank competition in some areas: on the one hand, various insurance institutions are fiercely competing for insurance business, vigorously develop and introduce new types of insurance, do everything possible to open up new insurance markets, and on the other hand, And as closed the door to avoid the plague, refused to private property insurance thousands of miles away, so that the private property insurance business has been greatly ignored. Why do this contrast? The author’s opinion, mainly for five reasons : First, it is generally felt that the management of private enterprises is not formal, the accounts are confused and can not be covered under the accounts. The second is that the majority of private-owned enterprises operate on a small scale with more than a thousand yuan of premiums paid by one private enterprise, ranging from less than 100 yuan to less than 100 yuan Laborious, can not solve the big problem; Third, the private sector to resist natural disasters and accidents