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1989年,国务院将海南省确定为全国社会保障制度综合改革试点单位。在1992年试点的基础上,海南省医疗保险地方法规于1995年7月出台,至今已实施了3年。1 探索个人账户与社会统筹相结合.两个账户分别运作的医疗保险基金管理方式 实行个人账户与社会统筹相结合,是我国医疗保险制度改革的重要创举,是中央提出的我国医改基本方针,海南省医改坚持了这一方向。同时,我们结合本地实际,探索出一种个人账户与共济账户分别运作的“统账”结合机
In 1989, the State Council designated Hainan Province as a pilot unit for the comprehensive reform of the national social security system. On the basis of the pilot in 1992, Hainan Province, local health insurance regulations introduced in July 1995, has been implemented for 3 years. 1 Explore the combination of individual accounts and social pooling The combination of individual accounts and social pooling in the management of the medical insurance funds respectively operated by the two accounts is an important pioneer in the reform of the medical insurance system in our country and the basic principle of our country’s medical reform put forward by the Central Government. Provincial medical reform adhere to this direction. At the same time, we have explored a “unified account” combination machine in which individual accounts and mutual aid accounts respectively operate in line with local conditions