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目前,随着全球经济的不景气和我国经济的转型的阵痛,银行业也面临前所未有的困境,在互联网金融的冲击之下,抛弃传统的经营模式和盈利方式,银行金融改革势在必行。从产业链金融开发现状来看,加大对小微金融市场的投入,打造完整的产业链金融业务新模式不失为行之有效的办法。因此,结合小微企业金融服务的出现的问题,本文旨在探讨产业链金融下小微业务的发展的有效策略。
At present, with the global economic downturn and the pains of China’s economic transformation, the banking industry is also facing unprecedented difficulties. Under the impact of Internet finance, abandoning traditional business models and profit-making methods, banking financial reform is imperative. Judging from the current state of financial development in the industrial chain, it is an effective approach to increase investment in the micro-finance market and create a complete new model of industrial chain finance business. Therefore, combined with the emergence of financial services for small and micro enterprises, this paper aims to explore effective strategies for the development of small and micro business under the industry chain finance.