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在金融改革全面深化的2012年,备受关注的利率市场化改革也取得突破性进展。今年6月和7月,央行两次降息的同时,扩大了存贷款利率上下浮动的范围,特别是允许存款利率向上浮动。此举被市场看作利率市场化改革进入攻坚阶段的标志。自党的十四届三中全会在《关于建立社会主义市场经济体制若干问题的决定》中明确提出利率市场化改革的目标,这一改革已进行了将近20年。到目前为止,除存贷款利
In 2012, with the deepening of the financial reform, the interest-rate liberalization reform that received much attention also made breakthrough progress. In June and July this year, the central bank cut interest rates twice. At the same time, it expanded the range of deposit and lending rates. In particular, it allowed deposit rates to float upward. The move is seen by the market as a symbol of the market-oriented interest rate reform into a crucial stage. Since the Third Plenary Session of the 14th Central Committee of the Party explicitly set forth the objective of market-oriented interest rate reform in its “Decision on Some Issues Concerning the Establishment of a Socialist Market Economic Structure,” the reform has been going on for nearly 20 years. So far, except for deposits and loans