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一、合理选择贷款种类。农业银行和信用社为农民主要开办了生产周转贷款、生产设备贷款、预购定金贷款、开发性贷款、生活贷款、抵押担保贷款等。如从事种植、养殖、加工、销售、运输、服务、娱乐等所需资金，可申请生产周转贷款，购买牲畜、农机具、建畜禽图会、烤烟房等所雳
First, a reasonable choice of loan types. Agricultural Bank and Credit Cooperatives mainly run production revolving loans, production equipment loans, advance deposit lending, development loans, life loans and mortgage-backed loans for peasants. If you are engaged in planting, breeding, processing, marketing, transportation, services, entertainment and other funds needed, you can apply for production revolving loans, purchase of livestock, farm machinery, plans to build livestock and poultry, flue-cured tobacco,