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我国加入 WTO后 ,保险市场将被重新分割 ,消费者将会享受到价格低廉、快捷、优质的保险服务 ,保险定价会越来越细 ,不良风险获得保险保障的困难越来越大 ,经营费用和代理人佣金将大幅下降 ,保险公司的收益将减少且结果难以预测 ,无力偿付的现象开始出现 ,这种市场变化趋势 ,要求中资保险公司及早采取措施 ,加快发展 ,同时要建立有效的监管体系。
China’s accession to the WTO, the insurance market will be re-divided, consumers will enjoy cheap, fast, high-quality insurance services, insurance pricing will be more and more detailed, the risk of poor insurance access to insurance more and more difficult, operating expenses And agent commissions will be substantially reduced, the insurance company’s earnings will be reduced and the outcome unpredictable, the phenomenon of insolvency began to emerge, this market trend requires Chinese insurance companies to take early measures to accelerate development while establishing effective regulation system.