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二手车似乎离金融远一点,实则不然。在一个不规范的市场领域,汽车金融服务如何助力经销商二手车业务发展?这次的演讲题目,并不是炒冷饭。普通的汽车金融业务引入中国市场已经有很长的一段时间。10余年前,国内银行做汽车金融业务的比较多。最近的10年,即中国加入WTO以后,上汽通用金融公司,作为首家专业汽车公司成立的金融公司,为市场上的普通消费者提供传统的金融服务,包括经销商的融资贷款、个人消费信贷等等业务。今天,除了继续做好现在的工作,我们要有一些前瞻性的做法,研究如何在未来服务好中国市场的消费者?如何助力经销商二手车业务发展?
Second-hand car seems far from the financial point of view, but in fact not the case. In a non-standard market, how can auto financial services help dealer used car business development? The topic of this speech is not a bargain. It has been a long time since the introduction of ordinary auto finance business into the Chinese market. More than 10 years ago, domestic banks made more automobile financial business. In the recent 10 years, after China’s accession to the WTO, SAIC-GM, the financial company established as the first major auto company, provides traditional financial services to ordinary consumers on the market, including dealers’ financing loans, personal consumption credits And so on business. Today, apart from continuing to do a good job now, we need to have some forward-looking approach to studying how to serve the consumers in the Chinese market in the future. How can we help dealers to develop used car business?