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贷款是指经过批准可以经营贷款业务的金融机构对借款人提供的并按约定的利率和期限还本付息的货币资金。贷款是银行最主要的资产,是银行最主要的资金运用。贷款业务是商业银行发放贷款相关的各项业务。贷款业务有多种分类标准,按照客户类型可分为个人贷款和公司贷款;按照贷款期
Loan refers to the approved by the financial institutions can operate the loan business to the borrower and at the agreed interest rates and maturities of monetary funds. Loans are the most important asset of a bank and the most important fund of a bank. Loan business is commercial bank loan-related businesses. Loan business has a variety of taxonomies, according to the type of customer can be divided into personal loans and corporate loans; in accordance with the loan period