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1.建立一种多层次、多途径的养老保险制度。囿于中国农村的现状,我们只能先建立一种以点带面、逐步推广的养老保险制度。在东部沿海比较富裕的农村地区,可以在原有制度之上,扩大保障面,提高保障水平,有能力多缴纳保险费的农民就享受更高水平的保障。而在落后贫困农村地区,可以先从较低水平做起,以普及为主,辅之以养老教育宣传活动,提高这些地区农民的养老保险意识。 2.自愿和引导相结合,在某些地区还可实行强制保险。养老制度在农村地区推广的阻力很大,
1. To establish a multi-level, multi-channel pension insurance system. As far as the current situation in rural China is concerned, we can only first establish an endowment insurance system that is gradually promoted with a point and a surface. In the richer rural areas along the eastern coast, farmers can enjoy a higher level of protection under the existing system by expanding their coverage and raising the level of protection they can afford to pay more premiums. In poor rural areas behind poverty, we should start with the lower levels and popularize them first. We should supplement the old-age education campaigns to raise the awareness of farmers in these areas. 2. The combination of voluntariness and direction can also enforce compulsory insurance in some areas. Pension system in rural areas to promote a great resistance,