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目前互联网金融生态里以第三方支付为主导的账户体系,将彻底转变为以银行账户为主导的体系,这将很可能是近几年行业业态一次根本性变革,而账户迁移对应的客户群的迁移,则更将对行业发展产生深远的影响。近两周,围绕着中国央行出台的《非银行支付机构网络支付业务管理办法(征求意见稿)》引发了广泛关注和讨论。央行此次整体思路清晰方向明确,厘清了银行账户和第三方支付账户的边界,此前社会舆论的关注重点一般都集中于账户余额支付的限额问题上,
At present, the account system dominated by third-party payment in the financial ecology of the Internet will be completely transformed into a system dominated by bank accounts. This will likely be a fundamental change in the format of the industry in recent years, and the migration of accounts to the corresponding customer base Migration, it will even have a profound impact on the development of the industry. In the recent two weeks, there has been widespread concern and discussion around the Measures for the Administration of Online Payment Services of Non-bank Payment Institutions (Draft for Comment) promulgated by the People’s Bank of China. The clear direction of the central bank’s clear clear idea of the whole, clarified the bank accounts and third-party payment account of the border, after public opinion focused on the general focus on account balances to pay the issue,