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国外发达国家和我国政府在实际操作过程中,农业保险遇到诸多问题,如我国农村保险事业存在以下问题:与农村经济的快速发展及农民对自身保障的潜在旺盛需求相比,目前的农村保险市场呈现出不可忽视的局限性;与城市保险市场的快速发展相比,农村保险市场显现出巨大的不对称性;与发达国家农村保险事业的发展进程相比,我国农村保险事业还属于幼稚产业。农业保险遇到诸多问题。各国政府及学术界都在不断探寻能有效解决这些问题的方法。本文将在对已有的研究成果进行归纳总结的基础上,试图探讨我国农业保险今后的研究方向。
In actual operation, the developed countries and the Chinese government have many problems in their agricultural insurance. For example, the rural insurance in our country has the following problems: Compared with the rapid development of rural economy and the potential demand of peasants for their own protection, the present rural insurance Compared with the rapid development of urban insurance market, rural insurance market shows great asymmetry. Compared with the development of rural insurance in developed countries, China’s rural insurance industry also belongs to infant industry . Agricultural insurance encountered many problems. Governments and academics in all countries are constantly seeking ways to effectively solve these problems. Based on the summary of the existing research results, this article attempts to explore the future research direction of China’s agricultural insurance.