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11月17日晚,中信银行终于揭开停牌面纱。该行发布公告称,将与百度公司合作共同设立直销银行,该直销银行拟定名为“百信银行股份有限公司”。这意味着,在腾讯、阿里之后,BAT中的百度,很快也将有自己的银行业务,并且绕开了复杂的民营银行牌照门槛。据中信银行公告,“百信银行”注册金暂定20亿元人民币,由中信银行、福建百度博瑞网络科技有限公司(即“百度”)共同出资。出资比例方面,由中信银行绝对控股,拟出资51%,百度出资49%。中信银行表示,设立直销银行相关事项尚须经监管机构核准后方可实施。此举是根据业务需要,进一步推进该行
On the evening of November 17, CITIC Bank finally unveiled the suspended veil. The bank issued a public announcement that it will jointly set up a direct bank with Baidu Company, and the direct bank will set a name of “Bank of Communications Co., Ltd.”. This means that after Tencent and Ali, BAT in BAT will soon have its own banking and bypass the threshold of a complex private banking license. According to the announcement of CITIC Bank, the registered capital of “Baixin Bank” is tentatively set aside for 2 billion yuan and co-funded by CITIC Bank and Baidu Borui Network Technology Co., Ltd. of Fujian Province (ie “Baidu”). As for the investment ratio, CITIC Bank absolutely controlled and planned to invest 51% and Baidu contributed 49%. CITIC Bank said that the establishment of direct-related bank issues still subject to regulatory approval before implementation. The move is based on business needs to further promote the bank