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农户小额信用贷款在解决农户贷款难问题、支持新农村经济发展、促进农民增收等方面发挥着越来越重要的作用,成为农户面向市场、调整农业产业结构、建设社会主义新农村的“助推器”。农户小额信用贷款的可持续发展不仅有利于农村信用社自身的生存发展,而且有利于完善农村金融市场,促进农村经济发展,帮助农村贫困群体脱贫致富,同时,还有利于促使农户高度关注自身诚信建设,营造良好的诚信氛围,净化农村金融生态环境。
Microfinance loans for peasants play an increasingly important role in solving the problem of peasant household loans, supporting the development of new rural economy and increasing peasants’ income, and have become the help of peasants facing the market, adjusting the industrial structure of agriculture and building a new socialist countryside Booster ". The sustainable development of rural credit cooperatives is not only conducive to the survival and development of rural credit cooperatives, but also conducive to improving rural financial markets, promoting rural economic development, helping the rural poor to get rid of poverty and getting rich, and at the same time promoting the farmers’ attention to themselves Integrity, create a good atmosphere of integrity, clean up rural financial environment.