邮储信贷“反哺”县域经济

• 作 者: 陈志伟
• 机 构: 中国邮政储蓄银行江西省永丰县支行,
• 出 处: 中国邮政
• 发表日期: 2013年01期
• 关键词: 邮政体制改革 县域经济发展 商业化转型 地方经济 功能定位 金融机构 商业化经营 现代经济核心 资金结算 基础金融

近年来,随着中央一系列强农惠农政策的出台,作为现代经济核心的金融机构,在推动县域经济发展和资源的优化配置中发挥的作用越来越大。曾几何时,由于“只存不贷”的经营模式,邮政储蓄一度遭遇了农村资金“抽水机”的质疑。因此,当邮政体制改革不断深入、邮储银行角色和功能定位日渐清晰时,面对商业化经营与服务“三农”责任的双重考量,邮储资金如何回流县域、“反哺”地方经济,不仅是社会关注的热点,更成为邮储银行在商业化转型的过程中必需要探索的重要课题。邮储银行永丰县支行成立于2008年3月。

In recent years, with the introduction of a series of policies by the central government to benefit agriculture and benefit farmers, the financial institutions that are the core of the modern economy have played an increasingly important role in promoting the economic development of the county and the optimal allocation of resources. Once upon a time, due to “only non-lend ” business model, postal savings once suffered rural funds “pump” questioned. Therefore, when the reform of the postal system continues to deepen and the role and function orientation of the postal savings bank become clear day by day, in the double consideration of commercial operation and service responsibilities, Local economy is not only a hot topic of social concern, but also an important issue that the postal savings bank must explore in the process of commercial transformation. Bank of Communications, Yongfeng County branch was established in March 2008.