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随着科学信息技术的不断发展和创新,随之即来的便是互联网金融。互联网金融的发展和兴起,也正是处在了我国金融改革发展的阶段。互联网的迅速崛起,在一定程度上会对传统的银行甚至是传统的金融业造成一定的冲击,但是这也是我国金融业的时机与挑战。本文就对互联网金融的发展与现状,商业模式和原理,以及互联网金融产生的深远影响进行了一系列的分析。
With the constant development and innovation of science and information technology, the internet finance will follow. The development and rise of Internet finance is also at the stage of China’s financial reform and development. The rapid rise of the Internet will to some extent create a certain impact on the traditional banks and even the traditional financial industry, but this is also the timing and the challenge for China’s financial industry. This article has carried on a series of analyzes to the development and present situation of Internet finance, business model and principle, as well as the far-reaching impact of Internet finance.