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融资难一直是制约中小企业发展的瓶颈。本文通过对新余市中小企业信贷需求情况的调查,从中小企业和银行两方面分析了中小企业融资难的原因,提出了农行对中小企业发展的信贷支持对策。
Financing difficulties have always been the bottleneck restricting the development of SMEs. Based on the investigation of the credit demand of small and medium-sized enterprises in Xinyu City, this paper analyzes the reasons why small and medium-sized enterprises (SMEs) have difficulty in financing from the aspects of small and medium-sized enterprises and banks, and puts forward ABC’s credit support measures for the development of SMEs.