全国人大代表、人民银行天津分行党委书记林铁钢建议 促进动产和权利融资信息公开

• 作 者: 赵洋 杜斌 李庶民
• 出 处: 中国金融家
• 发表日期: 2014年04期
• 关键词: 动产 分行党委 企业融资能力 人民银行 权利质押 登记信息 物权法 质押登记 融资业务 质押

近几年,随着经济金融快速发展以及物权法的颁布实施,动产抵押和权利质押发展迅速,以抵质押方式解决经营者资金需求的活动越来越多,动产和权利因此成为企业特别是中小企业融资的重要担保资源。但随着动产融资业务的不断创新发展,我国动产抵押、权利质押登记中存在的登记信息分散、登记信息查询不便、登记公示效力差等问题也日益显现,已经成为制约企业融资能力、

In recent years, with the rapid development of economy and finance and the promulgation and implementation of the Property Law, the rapid growth of pledges and right pledges has led to more and more activities of pledging to solve the financial needs of operators. As a result, movable property and rights have become the major problems for enterprises, especially small and medium-sized enterprises Financing important guarantee resources. However, with the continuous innovation and development of movable property financing business, the problems such as the scattered registration information, the inconvenience of registration information registration and the ineffectiveness of registration publicity exist in our country’s real estate mortgage and pledge of rights pledge,