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随着现代化和全球化的深入推进,特别是信息化的加速推进,各行各业面临的执业责任风险发生了根本性变化。对执业责任风险管理提出新的要求、新的标准。探索建立多元化的执业责任保障制度是应对新时期执业责任风险的重要举措,需要围绕执业责任保险制度的科学设计,进一步健全完善执业责任保障的政策规范和体制机制。保险是市场经济条件下风险管理的基本手段。执业责任保险以被保险人对第三者依法应负的赔偿责任为保险标的,以保障公众利益为出
With the deepening of modernization and globalization, especially with the acceleration of informationization, risks of practicing responsibility faced by various trades and industries have undergone fundamental changes. Put forward new requirements and new standards on practice liability risk management. To explore and establish a diversified system of practicing liability protection is an important measure to deal with the risk of practicing liability in the new era. It is necessary to further improve and perfect the policy norms and institutional mechanisms for the practice of liability insurance around the scientific design of the system of practicing liability insurance. Insurance is the basic means of risk management in a market economy. Practicing liability insurance to the insured person liable to third parties according to the law as the subject of insurance to protect the interests of the public out