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分析了保险机制得以深入救灾领域的社会环境氛围，进而从政策和法规的角度阐述了科学震灾保险的运行保障问题。
Analyzes the social environment atmosphere in which the insurance mechanism can be deepened in the field of disaster relief and then elaborates the operation guarantee of scientific earthquake disaster insurance from the perspective of policies and regulations.