论文部分内容阅读
我国社会保险改革至今,存在的一个问题就是社会保险资金运营较困难,这一问题已影响我国社会保险制度的实际经济和社会意义。造成其运营困难的成因有多方面:首先,社会保险基金收缴率低,影响历年积累;其二,不同地区社会保险基金支付能力不平衡;其三,社会保险管理体制和运行机制不健全,使社会保险基金难以在大范围内调剂使用,保险的互助互济,分散风险的
A problem existing in the reform of social insurance in our country so far is that social insurance funds are more difficult to operate. This issue has affected the actual economic and social significance of China’s social insurance system. The causes of its operational difficulties are manifold. Firstly, the collection rate of social insurance funds is low, which affects the accumulation over the years. Second, the payment ability of social insurance funds in different regions is unbalanced. Third, the social insurance management system and operation mechanism are not perfect. Difficult to adjust the social insurance fund in a wide range of use, insurance mutual aid and economic diversification