论文部分内容阅读
“洗钱”是指通过一系列交易掩盖犯罪所得的非法来源 ,使它看上去是合法所得的过程。电信技术在银行业的广泛应用 ,使洗钱更加便利。洗钱还可以通过非银行系统的金融机构或通过“地下”银行系统在执法机关的视线以外操作。洗钱手段的发展推动了洗钱犯罪对策的发展。跨国洗钱犯罪活动的发展以及金融活动的全球化使反洗钱的国际合作日益重要。规范电子货币的运作 ,关键是如何规定与电子钱相关的可查性与匿名的程度 ,这将对商业的发展和犯罪预防产生重要的影响。
“Money laundering” refers to the process of covering up the illegal source of proceeds of crime through a series of transactions, making it appear legitimately acquired. The widespread application of telecommunications technology in the banking industry makes money laundering more convenient. Money laundering can also be operated outside the eyes of law enforcement agencies through non-banking financial institutions or through “underground” banking systems. The development of money-laundering methods has promoted the development of counter-money-laundering crime measures. The development of cross-border money laundering criminal activities and the globalization of financial activities have made international cooperation in anti-money laundering increasingly important. The key to regulating the operation of electronic money is how to stipulate the degree of checking and anonymity related to electronic money, which will have a significant impact on the development of commerce and crime prevention.