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招商银行的小微贷款业务发力始于2012年划归到零售业务部后,目前500万以下的贷款,属于零售贷款中的个人经营性贷款,在流程上具有总行集中授信、批量化审批的特点。招行的“点”、“圈”、“线”、“面”给小微业主大开了方便之门。招行除了网点及贷款客户经理可以提供贷款服务外,通过招行“一网通”网页、95555电话都可以申请贷款;招行还有生意圈俱乐部—生意会,专门为生意人交
The development of China Merchants Bank's micro and micro loan business started in 2012 after being placed under the retail business department. Currently, the loan of up to 5 million yuan belongs to the personal business loan in the retail loan. It has centralized credit approval and batch approval of the head office Features. Merchants Bank “dot ”, “circle ”, “line ”, “surface ” to the small micro-owners opened the door of convenience. Merchants Bank in addition to network and loan account manager can provide loan services, through the Merchants Bank “Netcom ” page, 95555 phone can apply for a loan; Merchants Bank also has a business circle club - business, specifically for business people to pay