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目前关于中小企业融资问题的研究成果众多,但鲜有针对中小企业融资状况的定量监测方法。本文尝试从融资行为供需双方以及外部融资环境三个角度出发,设计包括企业融资规模、融资方式、融资成本、融资难易程度以及融资环境五个层面的中小企业融资状况监测指标体系,并运用层次分析法确定指标体系权重,进而确定定性指标取值的评价方法,最终加权得到评估结果,从而建立起直观的中小企业融资状况监测评估方法。文末选取新疆巴州的中小企业为样本对其融资状况进行实证评估,对该监测方法的可操作性和科学性进行了验证。
At present, there are many research results on the financing of SMEs, but there are few quantitative monitoring methods for the financing status of SMEs. This paper tries to design a monitoring index system of SME financing status from five aspects: supply and demand of financing behavior and external financing environment, including five aspects of the scale of financing, financing, financing cost, financing difficulty and financing environment, Analytical method to determine the weight of the index system, and then determine the qualitative index value of the evaluation method, the final weight to be evaluated, so as to establish an intuitive SME financing monitoring and evaluation methods. At the end of this article, we select the small and medium-sized enterprises in Bazhou, Xinjiang as an example to evaluate their financing status, and verify the feasibility and scientificity of this monitoring method.