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如果说房价收入比4倍为宜,表面看就这么个数字,却要以大量的调研资料作基础。这里,至少涉及以下四项内容。 其一,居民的人均年收入。要获取此项资料,就得对广大居民的收入进行全面、准确的统计。目前我国居民不仅有明收入,还有“隐形”收入。而“隐形”收入是很难获知的,故其准确性受到相当影响。 其二,上市住房的年均价格。目前我国二级市场正在培育发展之中,上市旧房还不多。这使我国与市场充分发育、旧房比重大的西方国家,具有不同的口径,在研究时要
If housing prices than 4 times is appropriate, the surface of such a figure, but to a large number of research data as the basis. Here, at least involves the following four items. First, the annual per capita income of residents. To obtain this information, we must make a comprehensive and accurate statistics on the income of the general public. At present, the residents of our country not only have income, but also “invisible” income. The “invisible” income is difficult to learn, so its accuracy is quite affected. Second, the average price of listed housing. At present, China’s secondary market is under cultivation and development, listing not many old homes. This has given our country and the market a full development of Western countries with a large proportion of old houses, which have different caliber.